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Illinois Uninsured & Underinsured Motorist Insurance Coverage (Part B)

Special Coverage for Hit-and-Run and No-Fault State Accidents

Illinois car insurance has a few quirks when it comes to applying your uninsured motorist insurance. In the case of a hit-and-run accident, your Illinois car insurance assumes that the other driver was uninsured and therefore your uninsured motorist insurance coverage will step in to cover your claimed damages.

You do have to be careful when filing a hit-and-run claim, as there is significant fraud associated with these sorts of cases. Good witnesses are a huge benefit to your claim, as is a timely and thorough police report. Some companies will deny claims that do not have any evidence of a physical hit between your vehicle and the hit-and-run vehicle, so it's important to understand your policy's coverage.

The other special application of your Illinois car insurance is when you are driving in a no-fault state. Because no-fault states do not hold the other driver liable for your injuries except in extreme cases, your own underinsured motorist coverage will be called to action to compensate for your damages.

Hiring a Chicago Personal Injury Attorney

Having uninsured motorist insurance and underinsured motorist coverage is a must to protect your family. In hard economic times, more and more drivers are on the road with either no insurance coverage or insufficient insurance coverage. This means a higher rate of claims with drivers whose insurance coverage may not be able to cover your damages, leaving you and your family stuck with mounting medical bills and other accident-related expenses.

The Chicago personal injury attorneys at the Law Offices of Barry G. Doyle, P.C. know the ins-and-outs of Illinois car insurance coverage and can help you understand the claims process. Contact us today for a free case evaluation - (312) 263-1080

The Law Offices of
Barry G. Doyle, P.C.
5215 Old Orchard Road
Suite 710
Skokie, IL 60077
Phone: 312.263.1080
Fax: 312.263.0153

Proudly Serving Many Illinois Cities and Counties, Including:
Chicago, Aurora, Rockford, Naperville, Joliet, Waukegan, Geneva, Sycamore, Woodstock, Kankakee, Morris, Ottawa; Cook, DuPage, Will, Lake, Winnebago, DeKalb, McHenry, Kankakee, Grundy, LaSalle, Peoria, McLean, Champaign, Tazewell Counties

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