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Illinois Car Insurance Claims Dos and Don’ts (Part B)

Handling Paperwork in an Illinois Car Accident Claim

DON'T sign a blanket medical authorization. These documents basically allow the Illinois car insurance company to pull all your medical records - not just the ones pertaining to your car accident. These records are often used in an attempt to deny your claim or put a negative spin on when/how your injury occurred.

DO keep control of your own records and who has access to them. Your Chicago car accident lawyer can help you draft a better medical authorization allowing only the release of the relevant records.

Settlements, Disclosures and Your Rights

DON'T let the insurance company nickel and dime your medical bills and wage loss paperwork. Adjusters will sometimes decide a medical expense is unreasonable and deny it. Wage reports can also be difficult to handle if you are self-employed or work for tips or commission. Even regular salaried victims have found issues in proving they are losing wages because of an inability to work after an accident.

DO get help from a Chicago car accident lawyer in order to compile the proper documentation for your claim. With enough proof of your losses and disability, you should be able to build a solid foundation for your claim.

DON'T accept a quick settlement. Many Illinois car insurance companies prey on the fact that you are in immediate need of money to pay your medical bills and will offer a quick settlement to minimize the total amount that they have to pay.

DO discuss any settlement offers with your Chicago car accident lawyer. Your attorney can examine the offer and compare it to your insurance coverage. Many companies fail to disclose your complete coverage and try to get by with just paying out on the general coverage.

DON'T listen if the adjuster tries to dissuade you from hiring a Chicago car accident lawyer.

DO consult with an attorney if you are ever skeptical or confused by any of the proceedings in your Illinois car accident claim. You have the right to legal representation from an attorney experienced in dealing with Illinois car insurance companies.

Contacting a Chicago Car Accident Lawyer

There are more tricks and tactics Illinois car insurance adjusters employ to get your claim dropped or settled for a low amount. You owe it to yourself and your family to protect your future by seeking a fair settlement for your injuries. An experienced Chicago car accident lawyer can walk you through the Illinois car accident claim process.

The Law Offices of Barry G. Doyle, P.C. have been helping clients like you with every stage of their Illinois car accident claim for more than 15 years. You have nothing to lose from our free case evaluation, contact us today - (312) 263-1080

The Law Offices of
Barry G. Doyle, P.C.
5215 Old Orchard Road
Suite 710
Skokie, IL 60077
Phone: 312.263.1080
Fax: 312.263.0153

Proudly Serving Many Illinois Cities and Counties, Including:
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