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Will my employer-sponsored health insurance policy or paid sick leave limit the amount of financial compensation I can receive through an Illinois motorcycle accident claim?

 

A: Your employer-sponsored health insurance and/or sick leave will have an impact on the amount of financial compensation you can receive through an Illinois motorcycle accident claim.

For instance, let's pretend that a man and a woman were involved in the same Illinois motorcycle accident, neither was at fault, and both sustained the exact same injuries. We'll also assume that their gross medical expenses were $20,000 each and that each person had to miss 10 days of work, which cost them $1,000 per day of lost wages.

If the man had no health insurance or sick days at work, then he would be entitled to damages in the amount of $30,000 (medical expenses plus lost wages from 10 missed workdays). But if the woman had 6 days of sick leave and an employer-sponsored health insurance plan which covered 80% of all her medical expenses, then she would be entitled to $8,000 (20% of the medical expenses plus 4 unpaid workdays at $1,000 each), which is the amount that she would have to pay out of pocket.

At the Law Offices of Barry G. Doyle, our Illinois motorcycle accident attorneys are trained to recognize not only your immediate damages and medical needs, but also take into consideration the latent effects of your Illinois motorcycle accident when pursuing a fair settlement for you and your family.

Contact us today for a free case evaluation - 312-263-1080.   

The Law Offices of
Barry G. Doyle, P.C.
5215 Old Orchard Road
Suite 710
Skokie, IL 60077
Phone: 312.263.1080
Fax: 312.263.0153

Proudly Serving Many Illinois Cities and Counties, Including:
Chicago, Aurora, Rockford, Naperville, Joliet, Waukegan, Geneva, Sycamore, Woodstock, Kankakee, Morris, Ottawa; Cook, DuPage, Will, Lake, Winnebago, DeKalb, McHenry, Kankakee, Grundy, LaSalle, Peoria, McLean, Champaign, Tazewell Counties

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