Uninsured Motorist Coverage After a Chicago Accident

Illinois state law requires that every driver carries a minimum of $20,000/$40,000 of uninsured motorist coverage. This coverage is in place to compensate car accident victims for their injuries in the event the at-fault driver was operating without car insurance. Failure to carry the minimum requirements for car insurance in Illinois will result in a minimum $500 fine and suspension of registration.

If the other party in your car accident was an uninsured driver, your injuries will only be covered up to the uninsured motorist coverage limits on your own car insurance policy. If you chose a basic policy as well, your total coverage by the insurance companies will not exceed $20,000 for injuries. Many serious injury accidents can result in medical bills well above this amount, so it's important to consider your own needs when setting your uninsured motorist coverage limits.

If you sustained serious injury in your car accident and need to seek compensation for expenses beyond what the car insurance offers, you may need to file a personal injury lawsuit. A Chicago car accident lawyer from the Law Offices of Barry G. Doyle, P.C. can help you examine your coverage and file your claims.

We offer more information on the 4 types of car insurance every Illinois driver must have in our article library. Take the time to review your own car insurance policy before hitting the road again. Having good uninsured motorist coverage limits may save you headaches down the road if you're involved in a serious car accident. 

An experienced Chicago car accident lawyer at The Law Offices of Barry G. Doyle, P.C. is available to help you file your car accident claim and help with recovering compensation for your wage losses, medical bills and more, contact us today for a free case evaluation. (312) 263-1080