Understanding Insurance Claims Involving Commercial Trucks

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5/27/2010
Advocate for the Injured
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Understanding Insurance Claims Involving Commercial Trucks

If you have been involved in a Chicago truck accident, you may now be dealing with the complicated world of insurance companies. This aspect of accident recovery is difficult enough when it involves 2 or more passenger vehicles, but when a crash involves a commercial truck, such as a semi truck or tractor trailer, the process becomes even more complex.

There may be several insurance companies for one commercial truck. This is because a truck and its contents can have several owners:

The owner of the tractor;
The owner of the trailer;
The owner of the cargo; and
The owner of the truck company.

Factor in your own insurance company and the potential insurer for the truck driver and it's easy to see how things could spin out of control very quickly. Your Chicago truck accident lawyer can (and should) handle communications with each and every insurance company to ensure that your claim is handled correctly and fairly.

If your injuries permit you to, after your accident, take a survey of the accident scene and make a note of the condition of tires, safety equipment, lights, and reflectors. If any of these are absent, make a note of this as well. Your Chicago truck accident lawyer may be able to use this information when determining who was liable for the accident-the truck driver? The trucking company? Both?-and which insurance company will be responsible for your settlement.

Federal law dictates that trucking companies carry more insurance than the standard automobile and this could have a significant impact on your level of compensation after a Chicago truck accident.

Hiring a Chicago Truck Accident Lawyer

While you recover from serious injuries after a Chicago truck accident, you can take comfort in knowing you don't have to handle an Illinois personal injury alone. When you have the help of a trusted Chicago personal injury lawyer from the Law Offices of Barry G. Doyle, P.C. you'll get expert legal advice and guidance concerning your long term needs. Contact us today for a free case evaluation - 312-263-1080

Category: Trucking Accidents

Labels: after a truck accident Insurance claims personal injury claim truck accident

As a service to the residents of Chicago, Aurora, Rockford, and Illinois in general, the Law Offices of Barry G. Doyle, P.C. will frequently publish blogs about local traffic accidents. We do this to raise awareness about the common types of motor vehicle accidents that occur in Illinois and can result in serious injuries and/or fatalities.

Common accidents include, but are not limited to:

-- single-car accidents such as SUV rollovers;
-- accidents due to hazardous road conditions; and
-- accidents caused by distracted, aggressive, and/or drunk drivers.

If you have been named in this blog or you are the victim's family member or friend and would like the blog removed from our website, please feel free to contact us and we will promptly accommodate your request.