When you compare auto insurance rates in Illinois and around the U.S., the age demographic which pays the highest amount of money for policies is teenage drivers. But right behind teens in second place are elderly drivers. The reason that each of these groups pays high premiums is because they are the most likely to be involved in auto accidents where claims are filed. But one driving edge that senior citizens have over their teen counterparts is the benefit of years of driving experience – which can often (but not always) make up any decrease in motor skills or eyesight.
One individual from each of these two age groups was involved in a head-on collision last month in Carroll County. About 1:00 on the afternoon of Wednesday, July 24, a 17-year old Mt. Carroll boy was driving west on U.S. 64 about four miles west of his hometown and about eight miles away from Spring Lake. For some reason, the boy’s vehicle crossed over the center line, and a vehicle heading eastbound collided with the teen near Getz Road. The 65-year old Savanna man driving the eastbound vehicle did not survive the crash, though some passengers in his vehicle lived and were taken to area hospitals.
Authorities are still investigating the precise cause of the head-on collision. But from the information provided, it appears that the teenager will be held solely or primarily accountable for the fatal auto accident. This means that the surviving family members of the Savanna man could choose to file a wrongful death lawsuit (against the teen’s parents, since minors cannot be defendants in civil lawsuits in Illinois) in the hopes of collecting reimbursement for burial expenses, monetary damages for loss of care and companionship, and perhaps unearned future wages. Similarly, the injured passengers could also file personal injury lawsuits as well.