While you are taking a few minutes to set your clocks back, please also take a few minutes to check your automobile insurance coverage. One thing that you want to be sure to have is uninsured motorist coverage. This is a coverage which applies when you are involved in a car accident with an uninsured driver. It applies even when you are a pedestrian hit by an uninsured motor vehicle or when you are bicyclist hit by an uninsured driver. Illinois law treats hit and run drivers as uninsured motorists, so if you are ever involved in a hit and run accident, you are entitled to make an uninsured motorist claim under your own policy.As an experienced Chicago personal injury lawyer, I see the toll that uninsured motorists take on their victims and recognize that the sometimes the only avenue of recovery for the victim is an Illinois uninsured motorist claim. With the slow economy resulting in more drivers choosing to go without the mandatory auto insurance, uninsured motorist coverage is an ever more important coverage to have. It is cheap coverage which provides real benefits for you and your family.