Dealing with Insurance Companies in a Third-Party Liability Lawsuit

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5/18/2010
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Dealing with Insurance Companies in a Third-Party Liability Lawsuit

Dealing with insurance companies in a third-party liability lawsuit can be challenging. This is because you are dealing with insurance companies that are skilled in defending claims and doing all they can to avoid paying them. This is especially true if you have suffered serious injuries.

This is why you can benefit from hiring a Chicago injury lawyer who will work on your behalf, looking out for your best interests, and fighting for your rights. You should never attempt to deal with insurance companies on your own when involved in a third-party liability lawsuit.

Insurance companies will try anything to avoid payment of your claim or at least drastically reduce the amount for which you are compensated.

Some of the tactics insurance companies may use include:

Claiming you are exaggerating your injuries;
Stating your injury was a result of a pre-existing condition or previous accident;
Saying that you failed to get the recommended medical care;
Laying the blame solely with the employer and/or co-worker(s); or
Claiming you are guilty of contributory negligence.

Contributory negligence is something to pay attention to. This means that you are partly at fault for your accident and the resulting injuries. This is based on the premise that you have an obligation to look out for your own safety and if you fail to do so, then you have contributed to your injury and should be penalized for that.

For more information, read our article on Workers' Compensation Claims and Personal Injury Claim to get a better understanding.

Hiring a Chicago Injury Lawyer

During this time, recovering from your injuries should be your main focus, not dealing with insurance adjusters and escalating medical bills. Retaining the legal services of a Chicago injury lawyer can help you focus on getting better while your attorney deals with the insurance companies on your behalf.

The Chicago injury lawyers at the Law Offices of Barry G. Doyle, P.C. will help you monitor your medical expenses and work toward a settlement to cover all of the treatments you need to get your life back on track. Contact us today for a free case evaluation - (312) 263-1080

Labels: personal injury claim third-party liability work accidents Workers’ Compensation

The Law Offices of
Barry G. Doyle, P.C.
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Skokie, IL 60077
Phone: 312.263.1080
Fax: 312.263.0153

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1 Comments to "Dealing with Insurance Companies in a Third-Party Liability Lawsuit"

Barry is right about this. Unfortunately, adjusters are very good at "making friends" with victims early on. They do this to start the one way street of information (you to them!). Its only later, when you submit medical bills and try to handle the claim on your own that they start to impugn your integrity and call you and your treating doctor a liar, a cheat and a fraud.

Posted by Ben Glass - Virginia Car Accident Attorney on May 31, 2010 at 05:27 PM