Last week, there was a story in the news about a pregnant mother who was hit by a car while she was crossing the street. Paramedics and doctors were able to keep the mother alive long enough to deliver her child by emergency c-section before the mother died. Sadly, the child only lived for a few days before she also passed away as a consequence of the auto accident.
All of the media accounts I have seen regarding this story indicate that the driver of the car had no valid license and did not have any liability insurance. He faces a raft of criminal charges from this Chicago car accident and will likely end up doing some significant jail time in light of his history as a traffic scofflaw.
This family has suffered losses beyond comprehension with the loss of a wife, a mother, a sibling, a child. They will also have significant financial needs as well as the mother was a valuable contributor to the household as the mother of five. Given that the man who killed her and the baby had no insurance and will have no income because he is going to jail, this is the kind of uninsured motorist accident which causes me to recommend to everyone that they obtain uninsured motorist coverage with their auto liability policy.