California man injured in hit-and-run accident

A California man suffered a broken leg and head injuries when he was struck by a vehicle which then fled the scene.  The man was a pedestrian when he was hit by the car.

One thing that many people do not realize is that they are covered by their uninsured motorist coverage in situations like this:

1.  Under Illinois law, a hit-and-run vehicle is considered an uninsured vehicle.  When you are involved in a car accident in Illinois with a hit-and-run vehicle, you can make an Illinois uninsured motorist claim under your own policy under the uninsured motorist coverage.

2.  Your uninsured motorist coverage applies even when you are not in a car, such as in situations like this, when you are hit by a car while a pedestrian.

Uninsured motorist coverage is one of the coverages you get when you buy full coverage.  It provides protection to you and your family in the event of an accident, so it is coverage which you really should buy.  Also, uninsured motorist coverage is very cheap coverage, so you should not skimp on it when you are buying or renewing your automobile insurance policy.

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