Bicyclist injured in hit and run accident

A Florida boy suffered head injuries last week when he was thrown from his bike when he was struck by a hit-and-run driver.  Authorities suspect that based on the physical evidence, the boy was hit by a mirror off a van or pick-up truck.

We have covered in some of our other blog posts that when you are the victim of a hit-and-run accident in Illinois, you can make a claim on your uninsured motorist coverage for your vehicle, even when you are a pedestrian.  You can also make an uninsured motorist claim when you are riding a bicycle and are injured by a hit-and-run driver.

The key point to the law in Illinois that everyone should be aware of are: (1) you, and all of the relatives living in your household, are covered by the uninsured motorist coverage on your auto insurance policy -- even when you are not in the car (this is why you can make a claim for injuries sustained while a pedestrian or while riding a bike) and (2) the law in Illinois deems hit-run drivers as uninsured motorists for the purpose of allowing people to make Illinois uninsured motorist claims.

As an experienced Chicago personal injury lawyer, one thing that I urge my clients to is to make sure that when they buy or renew their auto insurance coverage, they make sure to buy as much uninsured and underinsured motorist coverage as their carrier will sell them.  It is cheap coverage, and directly benefits you and your family in the event of a car accident with an uninsured driver or a driver who does not have adequate insurance coverage for the damage he causes.  This is especially important in these tight economic times where more drivers are electing to go without adequate insurance coverage, when they buy insurance at all.