Some young people in Illinois like to complain about the cost of auto insurance, which is required by law for every driver to maintain. They often bemoan the fact that they pay more for insurance coverage than people in other age groups. But there’s a really good reason that is the case: because policy premiums are based in large part on the risk of auto accidents, and the driver’s age is a predominant factor in accident risk. For instance, the youngest drivers are the ones that are the most likely to become involved in accidents.
This truth was illustrated earlier this month in Lake County in a multi-vehicle collision in the Chicago suburb of Barrington Hills. On the afternoon of Sunday, March 3 just before 3pm, a Chevrolet Suburban that was being driven by an 18-year old man was heading north on Illinois 58. Prior to reaching Illinois 61, the sport utility vehicle slammed head-on into a southbound Dodge Intrepid. A Ford Escape traveling south then struck the rear of the Intrepid.
A 61-year old man and a 44-year old woman in the Escape, both from Fox River Grove, were taken to an area hospital with injuries, as was a 44-year old female passenger from Florida in the Intrepid. But the Intrepid’s driver, a 61-year old man, was killed in the crash.
Though the incident is still under investigation, it appears that the teen driver of the SUV will be held primarily responsible for the wreck and the subsequent casualties. Depending on the circumstances, it’s possible that the driver of the Escape might share some liability if it is determined that the Ford SUV could have avoided the Intrepid instead of rear-ending it. Either way, the injured passenger in the Intrepid could receive financial relief from a personal injury lawsuit, and the surviving family members of the deceased 61-year old man may wish to file a wrongful death lawsuit as well.