Chicago Personal Injury Law Blog

Last month, a couple from Bartonville were seriously injured in a motorcycle crash. The accident occurred when the other driver failed to yield the right of way and crashed into the motorcycle. The husband suffered injuries which resulted in a below the knee amputation; the wife suffered multiple fractures and road rash.

Unfortunately for them, they only had liability insurance on the motorcycle and did not have health or disability insurance which would cover some of the $200,000 plus in medical bills they incurred. Adding insult to injury, both lost their jobs while hospitalized.

Motorcycle crashes like this are the reason that you should obtain as much underinsured motorist coverage as possible. Uninsured and underinsured motorist coverage provides benefits to you and your family when you are in a catastrophic accident like the one this couple was in. When you buy or renew your auto insurance coverage, please be sure to ask about your uninsured and underinsured motorist coverage.

Labels: Car crashes, motorcycle accidents, underinsured motorist claims